2023

• 2023 0206 - Doug Andrew - 3 Dimensional Wealth How Should an IUL Be Properly Structured - [VIDEO-YouTube-17:23]
• 2023 0530 - Doug Andrew - 3 Dimensional Wealth - Myth: An IUL Insurance Policy Will Implode As You Get Older Due To Cost of Insurance Going Up - [VIDEO-YouTube-16:59]
  • 03:30 - IUL can generate 10% per year, tax-free - Better than 401ks and IRAs
  • 04:00 - IUL, COI, Crash and Burn - Myth
  • WL - Illustration - Income Producing. IUL will blow them out of the water.
  • Living Benefits - IUL 2% higher than WL
  • Doug has earned 9.62% since 1980, netting 8.6%. Rebalancing, Diversifyng.  IUL since 1997 has been 11.17%, netting 10.07%
  • 05:00 - 
  • 06:00 - 101, 72, 7702 - IRS - Cash Value equal or be greater than the Death Benefit in 12 years. TEFRA, DEFRA, TAMRA
  • 08:30 - Bucket, Cash Flow
  • 11:00 - Example - Self Insure, BTID
  • 12:00 - Rule of 72,
    • Some years people have made 25% a year in a IUL
  • Whole Life agents say that IUL's will Crash and Burn
  • Cost of Insurance is almost nothing
  • 15:00 - People don't know what they don't know
  • Book - LASERFund
  • meet with a agent that I oversee, has passed a proficiency exam. Set up an appointment
• 2023 0704 - Doug Andrew - 3 Dimensional Wealth - How To Turn $125K Into $2 Million - [VIDEO-YouTube-10:00]
• 2023 0706 - Doug Andrew - 3 Dimensional Wealth - How Do IUL Fees Work - [VIDEO-YouTube-12:53]
  • FREE life insurance....no....But I'M not paying for it! Otherwise payable income tax is paying for it.
  • In this educational episode, I'm going to address the subject, "How do fees work in an IUL?"
  • Also in watching this video, you will see why it is in your best interest to speak to a properly trained IUL Strategist.
  • 1% - Cost of Insurance
• 2023 1219 - Doug Andrew - 3 Dimensional Wealth - 11% Average Returns Tax-Free! - [VIDEO-YouTube-01:00]