LIFE180 - VIDEOS

2020

  • 2020 0904 - LIFE180 - My Opinion on the World Financial Group Part II - [VIDEO-YouTube-24:06]
    • I will tell you that the business model of WFG is NOT a scam. However, if you are looking to make money in the financial services industry, there are better places to do it. In Part 2 on my opinion of the World Financial Group, I bring in Caleb Guilliam to discuss World Financial Group further.
    • 13 - guaranteed column
    • 15 - commissions - incentives - target premium - 140% - 
    • 17 - knowledge / referrals
    • 18 - 4 levels of awareness
    • 20 - doing right by the clients....
    • 22 - high agent turnover ... over 90%...
    • truth...all ears

2021

2022

  • 2022 0626 - LIFE180 - The Tragedy of Indexed Universal Life Insurance (IUL) - [Bobby Samuelson] - [VIDEO-YouTube-02:05]
  • 2022 0725 - LIFE180 - Kai-Zen Review | IUL Premium Finance As A Retirement Plan - [VIDEO-YouTube-22:45]
  • 2022 0914 - LIFE180 - Where Indexed Universal Life Insurance Works | Single Pay IUL - [MEC] - [VIDEO-YouTube-23:08]
    • 11:30 - Trillions sitting in Savings Accounts.
    • 11:30 - Chris: Companies don't teach Infinite Banking, because it's not as profitable for the company.
    • 13 - Danny: LTC - This is where this product shines. Tom Hegna. Individual LTC policy - increasing premiums.
    • 15 - Chris: I love everything Tom Hegna says. Solid Gold.
    • 17 - Danny - Maximize their Gift - Legacy - 
    • 18 - Chris: Many people trained as
    • 18 - Danny: I learned from Tom Hegna and Van Mueller. These two wrote the forward to Danny's book.
      • Van taught me about MEC's.
    • 22 - Chris: 

2023

  • 2023 0122 - LIFE180/ Chris Kirkpatrick - Mass Mutual Turns Against The Infinite Banking Concept - [VIDEO-YouTube-39:23]
  • 2023 0205 - LIFE180 - Why Do IUL Companies Create Illustrations They Know Will Never Perform - [VIDEO-YouTube-06:22]
    • Bobby Samuelson
    • Moral not moral. 
    • 3 - Bobby - Companies believe their own stories
  • 2023 0517 - Affinity Life - Is Infinite Banking A Scam? - Infinite Banking Debate - [With LIFE180 - Chris Kirkpatrick] - [VIDEO-YouTube-01:03;10]
  • 2023 0908 - LIFE180/ Chris Kirkpatrick - IUL vs Whole Life Doug Andrew vs @LIFE180 & @GarrettGundersonTV | #infinitebanking - [VIDEO-YouTube-56:05]
    • 2021 0222 - Doug Andrew - 3 Dimensional Wealth - Infinite Banking With IUL Versus Whole Life - [VIDEO-YouTube-15:46]
    • 17 - 1980s - 4% - WL - 1st UL - EF Hutton 
    • 20 - 2020 - 7702 - Guarantees - WL policies going to 2%  - 2-3.75%
    • 22 - Stress on insurance companies, General Funds
    • 24 - Infinite Banking
    • 28 - Doug - with UL you are self-insuring, 15 years, option 1, max fund it, the cost of insurance is next to nothing.
      • Garrett - he's saying the companys are being duped.
      • Garrett and Chris - MEC Issues, Legal Line, 5 pay, up to the guideline, it illustrates really well, but not the actual performance, COI, NAAR, what have companies done in the past, show us an inforce illustration, 
    • 30 - Doug - Life Insurance  = Sacred Cow, 1980 - UL wasn't created by an insurance company, it was created by a  - EF Hutton, 
  • 2023 1004 - LIFE180 - Indexed Universal Life Insurance Will Get Crushed Over The Next Decade  ---  [BonkNote]   ---  [VIDEO-YouTube-41:54]
  • 2023 1023 - LIFE180 - Family First Life (FFL) Now Selling IUL's | BUYER BEWARE - [VIDEO-YouTube-15:09]
    • 2023 1023 - Grady Polcyn - How To Get Contracted with Ethos IUL Product - [VIDEO-YouTube-06:51]
    • FFL Getting into IUL space, historically the company was focused on Final Expense
    • Selling IUL in one meeting
    • 02:30 - Shawn Meaike, Founder, FFL
      • Ethos - Peter 
      • Ameritas - Chris -  
    • 06:00 - FFL = 30,000 Agents
    • 07:00 - Chris - Positioning IUL as a IBC, Infinite Banking Concept, there will be lots of lapses
      • Traditional Universal Life
    • 12:20 - Chris - FFL selling IUL as Savings and / or Investment.
      • Illustration will never perform as sold.
    • 14:00 - Chris - You shouldn't sell anything you don't understand.
      • [Bonk: Connect:
        • Walker v LSW - Agent
        • SOA
    • Moral hazard
    • Chris - I think a lot of people are going to get hurt in this process.
  • 2023 1104 - LIFE180 - Live From WFG Meeting | Doug Andrew Keynote Reaction - [VIDEO-YouTube-01:02:14]
    • 4 - chis - wfg - doug andrews
    • 5 - walker comptroller
    • 7 - chris - iul = fraud, patrick kelly - tax free retirement,  people vs product, 
    • 9 - chris - don't know what you don't know. fraudulent components,  11 - i don't want to manipulate people, 
    • 16 - transameria parent - higher commissions
    • 29 - oneamerica - iul white paper - 
    • 37 - how iul works - math - 1913, federal reserve, banking cartels, whole life insurance, tax rules, wealthy people, doug andrews tamra, tefra, defra.... 
    • 59 - Doug Andrew - Cry Baby - listening to him almost made me puke. Think like a bank.  Double your money in 7.5 years. predictable 8%. There's lies and half truths.
  • 2023 1124 - LIFE180 / Chris Kirkpatrick - Indexed Universal Life (IUL) 101 Reaction - [FFL] ---  [BonkNote]  ---  [VIDEO-YouTube-44:41]
  •  2023 1126 - LIFE180 - Family First Life IUL Training Reaction | Borderline Fraud - [GarrettGunderson]  --- [BonkNote]  ---  [VIDEO-YouTube-22:09]
  • 2023 1128 - LIFE180 / Chris Kirkpatrick - The Shocking Truth About Indexed Universal Life Insurance Revealed  ---  [BonkNote] ---  [VIDEO-YouTube-01:02:28]
  • 2023 1129 - LIFE180 / Chris Kirkpatrick - Curtis Ray | MPI vs Whole Life| REACTION By @LIFE180 & @GarrettGundersonTV  ---  [BonkNote]  ---  [VIDEO-YouTube-24:41]
    • [Bonk: What is the Video of Curtis that they are reacting to?]
    • 19 - Garrett Gunderson - Florida, Homestead Act. you are going to jail, Shame on you Mutual of Omaha.
  • 2023 1208 - LIFE180 - Unmasking Whole Life & IUL: Debunking - [VIDEO-YouTube-46:26]
    • 15 - Guardian, Penn Mutual, MassMutual
    • OneAmerica, LaFayette - 
    • 17:45 - Tattoos
    • 18 - National Life Group - Used to be Business Director, sore spot, shift the risk from the company to the the policyholders, IUL, Going away from being a Whole Life Mutual Company, NLG = #1 IUL Sellers in the Country, Trash product, Bottom of the Barrel as far as quality. 
    • 31 - Illustrations don't matter on IUL. Illustrations are simply Unicorn-land. If you think IUL's have any chance of performing the way it's illustrated I've got another thing coming for you.
    • IUL Challenge. They are not going to perform the way that they are illustrated.
      • Regulations don't allow.... Conservative....
      • Show me a policy that has performed.. over the last 10 years.
      • Bull Run
      • What's going to happen over the next 10 years.
      • WL will outperform IUL over the next 10 years. 
    • Agent comment - Shameful for selling IUL
      • Chris - Don't feel shameful, just learn and do better. me too. Sold it for 4 years
    • Penn Mutual and North American recent White papers.
      • That's a joke.
      • Crediting Rate vs actual policy performance, that's the key. Need to look at actual policy performance vs index performance.
    • IMO's
    • 35 - Why is WL going to outperform IUL?
      • P1 vs P2, Flow of Money
    • 42 - Favorite WL - Lafayette Life
      • Then - OneAmerica, MassMutual, Penn Mutual, Guardian
    •  43 - Relocating to Dominican Republic, Cash Flow Hacking Fund - Private Equity Fund, Buying a Hotel, turning it into a retreat center. 
    • Agent.life180.com - Matt , Agent Training, used to work with a WFG, FFL type company, Live Trainings every week for our IMO Agents.

2024

2025